Patient Information
Our Financial Policy
The following is a statement of our financial policy. We hope this gives you a better understanding of our billing process. Patients have many different types of insurance and payment options for services rendered. Also, not all physicians in the practice accept the same type of insurance. The three most common scenarios are outlined below. Please read the following and if you have questions or concerns please call the office of the physician you are seeing.
Participating Plans
In this scenario the physician you will see participates with your insurance plan. It is your responsibility to ensure your physician is in fact currently a provider in that plan. At the time of service you will be responsible for all co-payments as outlined by your plan coverage. The co-payment is typically listed on your insurance card. The Medical College will then forward a bill to your insurance carrier who will inform the College if any deductible or percentage of payment is due from you. You will receive written notification of such decision and may ultimately be responsible for such payments as determined by your insurance company. If your plan requires a referral, please present the referral at the time you check-in. If you do not have a referral you may have to reschedue your appointment.
Non-Participating Plans
In this scenario the physician you will see does not participate in your insurance plan. Payment for services is due at the time of the visit. We can submit the claim directly to your carrier or a claim can be mailed directly to you.
Medicare
In this scenario the physician you will see accepts Medicare assignment. Medicare will be billed directly. Medicare will send payment directly to the physician. You will be responsible for any deductible or co-insurance. If a physician does not accept Medicare assignment, you will be responsible for payment at the time of service. Your claim will then be forwarded to Medicare and reimbursed directly to you.
Payment
Cash, Check, Mastercard, Visa, Discover, American Express and NYCE cards are recognized forms of payment.